Looking for a residential loan?
Foxpoint Lending’s process is straight forward. All that is required is a quick one-page application, after which we will contact you to discuss your lending needs. We lend to non-owner occupied properties. Learn more about hard money loans »
How We Can Help
We can help borrowers like you with:
Why Foxpoint Lending?
Why use Foxpoint Lending for your hard money needs?
About Our Loans
CollateralThe property itself serves as collateral.
Upfront FeesBorrower pays all costs associated with closing the loan.
AppraisalsWe make the appraisal process easy for borrowers by working with one of our in-network appraisers.
Loan to ValueWe typically lend at 65%-75% before rehab loan to value.
Loan TermWe will lend for as long as five years, but there is no pre-payment penalty. A typical loan term is closer to 12-24 months, generally with an option to extend.
Fast PaymentsFor renovation projects, we offer construction financing with an approved plan from a general contractor. All funds are settled at closing and disbursed on your construction project in line with a pre-approved distribution schedule.
How is a private loan from Foxpoint Lending different from a bank loan?
The table below provides an insight into the differences in loan characteristics between a standard bank loan and a residential hard money loan from Foxpoint Lending.
Foxpoint Lending only requires the pre-improvement asset value on your property, but banks and traditional lenders require income, credit score, tax returns, financial statements, and/or appraisals.
Less Than 10 Days
Foxpoint Lending can get you the funds you need in less than ten days, but banks and traditional lenders require 60+ days to get you your money.
No Minimum FICO Scores
Foxpoint Lending has no credit score requirements whatsoever, but banks and traditional lenders typically require a FICO credit score of at least 700 or higher.
Any Property Type
Foxpoint Lending lends on any real estate asset, but banks and traditional lenders only lend on owner occupied and investment properties, capped on the number of properties.
Who Are We?
We are private lenders here to provide quick, negotiable loans that suit your needs. We possess abundant capital and we underwrite, fund, and service the entirety of our loans. We decide everything (unlike loan brokers) and therefore have the ability to create the ideal loan package for your requirements. Allow us to be your lender of choice.
Foxpoint Lending is dedicated to 100% customer satisfaction. We work one-on-one with both mortgage professionals as well as direct borrowers to structure loans specifically to each individual property and borrower.
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